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Stop and ponder this for a sec: – Many millennials are increasingly swapping out traditional brick-and-mortar banks for new banking options. When millennials become unhappy or dissatisfied, they’re not afraid to move to greener pastures. According to a Gallup poll, millennials are 2.5 times more likely than Baby Boomers and 1.5 times more likely than Gen X to switch banks. But where are they taking their money? And what factors drive their decision-making when choosing a bank?

“We don’t invest in financial literacy in a meaningful way. We should be teaching elementary school children how to balance a checkbook, how to do basic accounting, why it’s important to pay your bills on time. First, education. Begin the learning process as early as possible, in elementary school. Second, encourage and support entrepreneurism. Third, policy. I know it’s a priority of the U.S. Treasury to augment financial inclusion and increase financial literacy.” Kabir Sehgal

 

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